:root {
  --brand-blue: #1369C5;
  --brand-dark: #0B3E7C;
  --brand-light: #E8F1FB;
  --text: #111827;
  --muted: #4B5563;
}
* { box-sizing: border-box; }
body {
  margin: 0; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
  color: var(--text); background: #fff; line-height: 1.6;
}
header { position: sticky; top: 0; background: #fff; border-bottom: 1px solid #e5e7eb; z-index: 10; }
.container { max-width: 1100px; margin: 0 auto; padding: 0 16px; }
.row { display: flex; align-items: center; justify-content: space-between; padding: 14px 0; gap: 12px; }
nav a { color: #374151; text-decoration: none; margin-left: 16px; font-size: 14px; }
nav a:hover { color: #111827; }
.hero { background: linear-gradient(#E8F1FB, #fff); padding: 56px 0; }
.hero h1 { color: var(--brand-dark); font-size: 36px; margin: 0; }
.hero p { max-width: 600px; color: #334155; font-size: 18px; }
.cta { display: flex; gap: 10px; margin-top: 14px; flex-wrap: wrap; }
.btn { border-radius: 999px; padding: 12px 18px; border: 1px solid transparent; cursor: pointer; font-weight: 600; }
.btn-primary { background: var(--brand-blue); color: #fff; }
.btn-primary:hover { background: #0f5aa7; }
.btn-outline { background: #fff; color: #111827; border-color: #e5e7eb; }
.stats { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 10px; max-width: 420px; margin-top: 14px; }
.stat { border: 1px solid #e5e7eb; border-radius: 14px; padding: 12px; }
.stat .kpi { color: var(--brand-dark); font-size: 20px; font-weight: 700; }
.section { padding: 56px 0; }
.section h2 { font-size: 28px; margin: 8px 0 0; }
.overline { color: var(--brand-blue); font-size: 12px; font-weight: 700; letter-spacing: 0.12em; }
.grid3 { display: grid; gap: 14px; grid-template-columns: repeat(1, minmax(0,1fr)); }
@media (min-width: 768px) { .grid3 { grid-template-columns: repeat(3, minmax(0,1fr)); } .hero h1 { font-size: 48px; } }
.card { border: 1px solid #e5e7eb; border-radius: 16px; background: #fff; }
.card .card-h { padding: 12px 14px; border-bottom: 1px solid #e5e7eb; }
.card .card-b { padding: 14px; color: #374151; }
.band { background: var(--brand-dark); color: #fff; padding: 28px 0; }
.band .row { align-items: flex-start; }
.contact-grid { display: grid; gap: 16px; grid-template-columns: 1fr; }
@media (min-width: 768px) { .contact-grid { grid-template-columns: 1fr 1fr; } }
.input, textarea { width: 100%; border: 1px solid #e5e7eb; border-radius: 14px; padding: 10px 12px; font-size: 14px; }
footer { border-top: 1px solid #e5e7eb; font-size: 12px; color: #6b7280; }
footer .row { padding: 12px 0; }